About Kapwork

We built Kapwork because getting paid shouldn't be hard.

You did the work. The customer signed off. The invoice is real. And you're still waiting 120 days, paying a premium for capital because nobody can prove your data cheaply. So we built the proof.

The founders

Built by people who've been on both sides of this.

Mauricio Vergara · Co-founder & CEO

"Small businesses carry the risk while everyone else collects the fees. Kapwork flips that."

Mauricio ran a small business before pursuing a tech career at Google and Unity. The late-payment problem stopped being academic when the invoices were his.

Ex-SMB owner · Google · Unity

Pete Thomas · Co-founder

"The fastest way to turn an invoice into cash is to make it trustworthy. That's the whole game."

Pete co-founded C2FO, the early-payment platform behind programs for retailers like Walmart, where more than $1 trillion in receivables have been processed. The problem he couldn't let go of was trust.

Co-founder of C2FO · $1T+ processed

What we're building

Making invoices a transactable asset

Receivables finance runs on trust manufactured deal by deal. We make it automatic.

Certify

Proof, not paperwork

Each invoice is certified in your customer's own system and packaged as a Receivables Integrity Certificate.

Register

Yours, on the record

Every certificate is yours. Kapwork keeps the tamper-proof record, and you decide who sees what. It travels with the business.

Trade

Funders compete

Take your certificates to any funder, or let the Kapwork network bid. You stay in control.

Whose side we're on.

We build for the businesses that create value and wait to be paid for it. Funders matter, and they pay us. When their interest and yours pull apart, we serve you. That's not a slogan; it's the business model: we can't touch your invoices or your cash, so we only win when you get a better deal.

You did the work.
Get funded for it.

Two minutes, or thirty. Both free.