Turn invoices into transactable assets

For any business involved in receivables finance, capital only flows when trust is established. At Kapwork, we deliver the verification infrastructure that makes receivables finance secure, automated, and scalable. By authenticating receivables data at the source, we help financing partners unlock capital with confidence.
Why kapwork?
Cash flow isn't a paperwork problem it's a data integrity problem.
Receivables finance remains dependent on fragmented systems and manual trust building. Kapwork replaces that friction with verified, real-time data, accelerating the decision-making process for funders and platforms alike.
Legacy inefficiencies
Factoring and receivables transactions are still slowed by PDF uploads, email threads, and spreadsheet based reconciliations. Kapwork removes those bottlenecks through automated invoice verification and platform native integrations.
Fragmented information
Buyers lack visibility. Vendors lack bandwidth. Our direct integrations with vendor portals and accounting systems provide real time access to structured, authenticated invoice datano chasing, no guesswork
Confidence at scale
Receivables can't move without trust. Kapwork gives platforms and capital providers the tools to evaluate authenticity, confirm payment status, and reduce exposure instantly, and at scale
Who we serve
Our promise
Institutional Receivables Buyers & Finance Platforms
Kapwork supports the underwriting workflows of institutional buyers, fintech lenders, and receivables finance platforms such as asset-based lending and factoring firms. We help reduce cost and risk by providing:
- Authenticated invoice and remittance data.
- Automated validation of receivables status.
- Integration ready webhooks.
- Proprietary financial data dashboards.
- No debtor contact. No document shuffling. Just verified, finance ready data.
The Kapwork Platform
Our approach
Kapwork is the infrastructure layer powering modern receivables finance. Our platform transforms how counterparties verify and transact on outstanding invoices.
Direct Integration
We connect directly to major vendor and procurement portals, retrieving invoice and payment data securely and automatically.
End-to-End Authentication
Every data point is mapped, verified, and timestamped — ensuring the accuracy and auditability needed for institutional-grade transactions.
Operational Clarity
We centralize multi-source insights, giving buyers and platforms real-time visibility into the health and maturity of receivables pipelines.
Speed Without Exposure
No emails. No phone calls. No debtor contact. Our system accelerates funding cycles without compromising on control, security, or compliance.
Founding team
Talk to us
Mauricio Vergara
Co-founder & CEO of Kapwork
"We wanted to build something that puts the power back in the hands of small businesses. The idea that you have to wait months for money you've already earned? That's unacceptable."
Mauricio leads operations, sales, and marketing. As a former SMB owner, he saw first-hand the impact that late payments puts on your business and later, across roles at Google and Unity, he witnessed the impact late payments had for Creators, hampering their ability to grow their businesses. He began to explore ways to help, and discovered how limited the current offerings are for funders—and how tough it is for small companies.

Pete Thomas
Co-founder & CTO of Kapwork
"Kapwork is about creating a faster, smarter way for businesses to turn their invoices into cash without losing time or having to go through a crazy process to sell their invoices. Technology makes this possible, and that's what we're excited about."
Peter oversees engineering and product development for the platform. Previously, Pete co-founded financial services unicorn C2FO, where he refined financial technologies helping businesses get paid earlier. It was here he saw how small companies, especially those in supply chains of larger firms, suffer while waiting for payments.
Our Guiding Principle: Trust
Trust is the precondition for liquidity. Kapwork exists to make that trust programmatic through verified data, transparent integrations, and secure automation.
