Capital is the
catalyst for growth
Capital is the catalyst for growth in every small business – all 35M of them in the US alone. We're using technology to turn invoices into transactable assets, leveling the playing field so SMBs can break free of the cash-flow bottleneck.
Why kapwork?
Have you tried to grow a successful business without cash?
Outdated processes
Factoring relies on complex, manual, time-intensive processes. Technology can support invoice sellers and buyers in benefit of the whole ecosystem.
Small businesses matter
There are 35M small businesses in the US, employing 45.9% of Americans and accounting for 44% of GDP.
Small businesses suffer
73% of businesses are negatively impacted by late invoices, with 40% citing it as a reason they may close their business.*
Who we serve
Our promise
Business Partners
INVOICE SELLERS
Deliver faster payments through a streamlined cost saving process. Kapwork takes care of the backend, from verification through payment, so there's no paperwork and no waiting. We protect your relationship with your customers, too, removing the need for Factors to reach out to them for validation.
Factors
INVOICE BUYERS
For Factors, we make it easy to source high-quality invoice sellers with verified invoices through an automated process, reducing risk and costs that usually come with manual verification. Our platform also allows them to reduce operational cost and risk helping them scale and work smarter.
For Businesses and Factors
Our approach
We’re transforming invoice-to-cash through a seamless approach that fosters speed and transparency, in a way that’s good for business partners and factors alike:
Pro-small business
These tools speed up funding cycles. With a centralized dashboard, we put all your invoices in one place and automatically match you with the best Factor. You’ll get paid faster while maintaining confidentiality, eliminating the need for third-party debtor contact and password sharing.
Technology First
Automation and direct integration with the major vendor portals unlocks a faster, more secure system to authenticate invoices so Factors don't have to. Increasing trust and speed for everyone.
Data-driven
We automatically scan and centralize insight from across multiple third-party sources to give Factors the most comprehensive, clear picture of their clear picture of the financial health of our business partners
Authenticated
Only KapWork automatically retrieves, maps, and verifies the status of all relevant data to deliver authenticated invoices, preventing fraud while minimizing overhead and saving valuable time.
Founding team
Talk to us
Mauricio Vergara
Co-founder & CEO of Kapwork
"We wanted to build something that puts the power back in the hands of small businesses. The idea that you have to wait months for money you've already earned? That's unacceptable."
Mauricio leads operations, sales, and marketing. As a former SMB owner, he saw first-hand the impact that late payments puts on your business and later, across roles at Google and Unity, he witnessed the impact late payments had for Creators, hampering their ability to grow their businesses. He began to explore ways to help, and discovered how limited the current offerings are for funders—and how tough it is for small companies.
Pete Thomas
Co-founder & CTO of Kapwork
"Kapwork is about creating a faster, smarter way for businesses to turn their invoices into cash without losing time or having to go through a crazy process to sell their invoices. Technology makes this possible, and that's what we're excited about."
Peter oversees engineering and product development for the platform. Previously, Pete co-founded financial services unicorn C2FO, where he refined financial technologies helping businesses get paid earlier. It was here he saw how small companies, especially those in supply chains of larger firms, suffer while waiting for payments.
Trust
Without trust from our business partners and invoice buyers we are nothing. Their trust is the most precious asset we could have and treat it like our most valuable possession.
