Funders compete for your certified invoices.
Free. Two minutes. No card, no commitment. The record starts the day you connect.
Every invoice across every portal and inbox, certified and up to date. Know where your cash stands today, not in three weeks.
| Customer | Invoice | Due | Amount | Status |
|---|---|---|---|---|
| T-Mobile | INV-2026-0441 ✓ | Sep 18 | $84,200 | Approved |
| Verizon | INV-2026-0389 ✓ | Sep 24 | $127,800 | Paid |
| AT&T | INV-2026-0312 ✓ | Oct 2 | $41,500 | Paid |
Median DSO is near 56 days. You gave your customer an interest-free loan with your own money.
Terms run 60 to 120 days. The math doesn't close, and payroll runs every Friday.
82% of failed small businesses cite cash flow. The wait is the risk.
Make payroll while customers take 30 to 120 days to pay. Every decision is based on real telecom payment behavior. Choose your crew, earn your grade, and see where the gap catches you.
Your crew is waiting. Can you finish cash-positive?
Payroll is Friday. Your customer says the check is “in process.”
No cost to your business.
“Is this business good for it?”
“Did this creditworthy customer approve this bill?”
Certified in your customer’s own system of record, independent of you.
Money you've earned, sitting in someone else's account. Put your numbers in. Every assumption is visible and adjustable.
Estimated returns on deployed capital for subcontractors. Sources: CFMA, IBISWorld.
Method: capital locked × rate × (days ÷ 365). An estimate, not advice, and not a financing rate. Figures are illustrative.
The certification was the surprise. Because funders trust the invoices, they compete for them. We went from chasing capital to choosing it.
First quote we got was 85% advance. We certified the invoice, three funders came back, and we took 90%. On a $400K invoice that's $20K more in the account the same week and all I had to do was connect my vendor portals.
Verizon told the FCC 30 days. Our terms came back at 90. Kapwork certified the invoice in the portal and we funded against it in 6 days. No lien, no call to Verizon.
Two minutes, no card. Or 30 minutes with an expert who's spent a decade underwriting for credit providers and trade credit insurers.