Customer: Nokia
Business: Summit Ridge Communications
Data extract: [Month] 2026 · Report ID: HEFT-88219-R
Report completeness depends on the data available from connected portals.
KRS · Kapwork Relationship Snapshot · Relationship

One relationship, certified in depth

Five pillars, one HEFT score. How this customer actually pays you, from your own certified data
Total
HEFT
Score
21Out of 25
Strong Prospect

Standardized triage indicates high funder relevance and scalable opportunity.

Data Certified

Pillar 1: Data Certification Strength

"How much of this trading reality is independently observable?"
Score: 5 / 5
Certification Coverage96.0%
Sales
$2.75M
Certified Value
$2.64M

Evidence Sources (Certification Mix)

  • Portal Sync (Automated) 91%
  • Email Extract 9%
  • Manual Extract 0%
Certified intelligence helps establish trust before formal engagement.

Pillar 2: Revenue Consistency & Seasonality

"Does the trading cycle support predictable cash flow?"
Score: 4 / 5

Quarterly Heatmap ($M)

Q1$0.58M
Q2$0.62M
Q3$0.70M
Q4$0.74M

Monthly Certified Volume Trend ($M)

J
F
M
A
M
J
J
A
S
O
N
D

$0.19M (Jan) → $0.25M (Dec) · steady single-customer cadence

Pillar 3: Single Relationship Context

"How fragile is the business if one relationship changes behavior?"
Score: 5 / 5

Relationship Maturity & Profile

32Months certified history
Median Invoice
$198.5K
Median DSO
94d
Total Certified
$2.64M
Avg Cadence
1.2/mo

Activity Trend (Invoices per Month)

0 2 M-5 M-4 M-3 M-2 M-1 Now

Displayed trend shows the most recent 6 months within a 12-month analysis window.

Pillar 4: Cycle Structure & Drift

"Is the working capital cycle stable or drifting longer?"
Score: 3 / 5

Cycle Distribution Histogram (Days)

0–30
31–60
61–90
91–120
120+
Weighted Cycle
94.0 Days
Cycle Spread
±4.8d
Drifting

Customer Historical Cycle Drilldown

Trend reflects trailing 12-month cycle movement.

Baseline Period 0.0d
Peak Season Trend +3.2d
Off-Peak Trend −1.4d
Recent Trailing +6.0d

Nokia's payment clock has added six days over the trailing year. Seeing it now is what lets you price it into the next bid instead of absorbing it.

Pillar 5: Payment Progression & Dilution*

"Across the certified history, do invoices reliably progress to Paid?"
Score: 4 / 5

Relationship Value Status Breakdown ($2.64M Total)

Paid
$1.72M
Approved
$0.42M
Sent
$0.34M
Rejected
$0.03M
Other
$0.13M

History Horizon

18 Months History
Pattern recognition support.

* Sources that fail to provide invoice status are not reflected.

This is a KRS: one relationship. It's what you get on your first portal connect. Connect five or more customers and Kapwork rolls your snapshots into a full KRIB: concentration across every customer, days-to-pay by customer against the telecom medians, and one HEFT score for your whole book.
Legal Disclaimer This HEFT Score is a pre-underwriting relevance filter based on certified evidence. Intelligence is provided "as-is" for triage.
kapwork.comThe Infrastructure of Trade Credit
How this was built: from Summit Ridge's own Nokia account and emails, certified against Nokia's system of record. No logins handed over · no customer notified · no lien on the book.
What Kapwork is: Kapwork certifies your receivables and lets funders compete for them. Kapwork does not lend, fund, insure, or guarantee payment.
Free for businesses · Non-notification · SOC 2 Type I & II · $500M+ certified in telecom
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SAMPLE built on anonymized telecom data. Your KRS is built from your own certified numbers the moment you connect a portal.