Business: Summit Ridge Communications
Fiber & small-cell · Data extract: [Month] 2026 · Report ID: HEFT-88219-X
Report completeness depends on the data available from connected portals.
KRIB · Kapwork Receivables Integrity Brief · Portfolio

Your receivables, certified & current

Five pillars, one HEFT score. Built from your own certified portal data
Total
HEFT
Score
20Out of 25
Strong Prospect

Standardized triage indicates high funder relevance and scalable opportunity.

Data Certified

Pillar 1: Data Certification Strength

"How much of this trading reality is independently observable?"
Score: 5 / 5
Certification Coverage92.0%
Sales
$14.6M
Certified Value
$13.4M

Source Certification Mix

  • Portal Sync (Automated) 75%
  • Email Extract 17%
  • Manual Extract 8%
Certified intelligence establishes trust before formal engagement.

Pillar 2: Revenue Consistency & Seasonality

"Does the trading cycle support predictable cash flow?"
Score: 4 / 5

Quarterly Heatmap ($M)

Q1$2.9M
Q2$3.1M
Q3$3.6M
Q4$3.8M

Monthly Certified Volume Trend ($M)

J
F
M
A
M
J
J
A
S
O
N
D

$0.93M (Jan) → $1.29M (Dec) · build season peaks Q3–Q4

Pillar 3: Customer Concentration Risk*

"How fragile is the business if one relationship changes behavior?"
Score: 3 / 5
Top 1 Cust. Share
41.0%
Top 5 Cust. Share
89.0%
Concentration Rating

Elevated

Portfolio Concentration

89%Top 5 Share
High Concentration The top 5 customers carry 89% of certified revenue. A single-customer event reaches most of the book at once. A number to price and monitor deliberately.

Top 5 Customer Contribution · 89% of Certified Revenue

Nokia (41%)$5.5M
Median inv: $198KDSO: 94dTelecom median: 90d
MasTec (22%)$2.9M
Median inv: $84KDSO: 58dTelecom median: 52d
AT&T direct (18%)$2.4M
Median inv: $46KDSO: 31dTelecom median: 30d
American Tower (5%)$0.7M
Median inv: $52KDSO: 47dTelecom median: 45d
Ericsson (3%)$0.4M
Median inv: $38KDSO: 26dTelecom median: 28d

* Unconnected customers not reflected.

Pillar 4: Cycle Structure & Drift

"Is the working capital cycle stable or drifting longer?"
Score: 4 / 5

Cycle Distribution Histogram (Days)

0–30
31–60
61–90
91–120
120+
Weighted Cycle
54.2 Days
Cycle Spread
±19.6d
Watch

Top 5 Customers: Cycle Proxy Drift

Trend reflects trailing 6-month cycle movement.

MasTec+13.0d
American Tower+2.6d
Nokia+2.1d
AT&T direct+0.8d
Ericsson−1.2d

MasTec has added 13 days over two quarters. Deterioration shows up here before it shows up in your bank balance.

Pillar 5: Payment Progression & Dilution*

"Across the certified history, do invoices reliably progress to Paid?"
Score: 4 / 5

Certified Value Status Breakdown ($13.4M Total)

Paid
$8.7M
Approved
$2.0M
Sent
$1.3M
Rejected
$0.3M
Other
$1.1M

History Horizon

18 Months History
Pattern recognition support.

* Sources that fail to provide invoice status are not reflected.

Legal Disclaimer This HEFT Score is a pre-underwriting relevance filter based on certified evidence. Intelligence is provided "as-is" for triage.
kapwork.comThe Infrastructure of Trade Credit
How this was built: from Summit Ridge's own customer portals and emails, certified against each customer's system of record. No logins handed over · no customer notified · no lien on the book.
What Kapwork is: Kapwork certifies your receivables and lets funders compete for them. Kapwork does not lend, fund, insure, or guarantee payment.
Free for businesses · Non-notification · SOC 2 Type I & II · $500M+ certified in telecom
Certify your receivables, free →
SAMPLE built on anonymized telecom data. Your KRIB is built from your own certified numbers the moment you connect a portal.